The Best Health Insurance Company – Spot72.com
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Spot72.com – Which is the best health insurance company in the United States? It’s hard to know how to even begin to sort through the multiple options when your employer offers a choice of health plans, or you need to choose a private health insurance policy.
We’ve done some of the legwork for you by examining which health insurance companies in the US rank highest on factors such as prevention, treatment, and customer satisfaction.
We selected nine companies with a wide variety of products available, including national providers and several highly rated regional companies.
To find the best policy for you and your family, you can enter your zip code and other information on the company’s website.
You will be directed to the policies available in your area that are appropriate for your situation, at which point you can compare local doctors, hospitals, and pharmacy options.
You may also find a combination of premium, deductible, and other out-of-pocket fees that is the best choice for you.
The Best Health Insurance Company
An impressive 36 Aetna Medicare Advantage plans sold in 30 states, plus the District of Columbia, received top NCQA ratings (4.0 or higher) in 2021, with Connecticut and Maine being the standouts.1
In 2020, the Aetna Medicare Advantage Prescription Drug Plan is available in 264 new counties across the country, giving millions more Medicare beneficiaries access to Aetna plans.
Insurance companies also sell Medicare (Medigap) supplement plans in all 50 states. In addition to this, they also offer combination dental, vision, and hearing Supplemental Medicare products in many states.
In the private arena, Aetna is a major provider of employer-based health insurance. A total of five Aetna plans serving Iowa, Pennsylvania, Wisconsin, and Rhode Island make up the top NCQA rankings in 2021.
And a 2021 US JD Power Commercial health plan study ranked Aetna’s plans the second highest in Ohio, Maryland, and Virginia. 12 In addition, Aetna’s prices appear to be lower than many competitors’.
In November 2018, Aetna became part of CVS Health Company, and the synergies between the two started to emerge. For example, Aetna medical plan customers with high blood pressure can get a free home monitor at CVS. Chronic disease monitoring is also available at CVS stores.
Blue Cross Blue Shield
One in three Americans has health coverage from Blue Cross Blue Shield. Names on various state plans include Anthem, CareFirst, Highmark, Independence.
And Wellmark, but 34 independent, locally operated Blue Cross Blue Shield companies open their doors in all 50 states, Washington DC, and Puerto Rico.
Nationwide, more than 1.7 million doctors and hospitals contract with Blue Cross Blue Shield—more than any other insurer, according to the company.
In 2021, Blue Cross Blue Shield’s 57 enterprise plans received moderate to high ratings from NCQA based on clinical quality and member satisfaction.
1 in 2019, many Anthem plans—including some With a lower overall rating—scored impressive scores in areas related to customer satisfaction.
3 Blue Cross Blue Shield offers employer insurance, individual policies on healthcare.gov, and a variety of Medicare plans (Medigap, Part D prescription drugs, and Medicare Advantage).